From white-label wallets to platform payouts, embedded finance is reshaping how value flows and who controls it. But under the promise of seamless integration, we find new power plays, hidden dependencies, and an expanding grey zone between infrastructure and interface.
→ Explore the mechanics, the narratives, and the risks.
We sort our content into four lenses to help you navigate the payment landscape:
how it works, what’s wrong with the story, who’s inside it, and what could be rebuilt.
Market in Motion: How payment models run and where they break.
Narrative Tension: Where industry storytelling hides deeper frictions.
Ground Floor: First-hand voices from people operating in the system.
Structural Shifts: Ideas that challenge the foundations and rethink the architecture.
This blog was born out of frustration with repetition, safe takes, and the idea that complexity must be either avoided or overexplained.
This isn’t your typical payment industry blog.
It’s a space where real questions are asked, unpopular ideas are explored, and new angles emerge, not for the sake of controversy, but to spark clarity and substance.
To make it easier to navigate, every post falls into one of four categories:
Market in Motion explores how payment models work.
Narrative Tension unpacks the stories we tell and why they don’t hold.
Ground Floor brings in voices from the field, from regulators to merchants.
Structural Shifts looks ahead at what could be rebuilt, redesigned, or reimagined.
This blog isn’t driven by sponsors or filtered by PR logic.
It exists to challenge how we talk about payments, who gets to speak, and what we accept as inevitable.
If you’re looking for a payment industry blog that doesn’t sound like everyone else’s, you’re in the right place.
Want to contribute, react, or support this work?
Start here →
Contact :
SPILLTHETP SASU
32 allée de la Robertsau
67100 Strasbourg
France
hello@spillthetp.com
SPILLTHETP.COM :
No part of this site can be reproduced without expressed consent of SPILLTHETP SASU
About the Spill the tea on Payment:
Spill the tea on Payment is a blog on payment industry. We aim at providing independent opinions, educations and inspiring content on Payment Industry, E-commerce and Retail industry. All opinions are the ones from their respective authors.
