Because if you only read one post, make it the right one.
A 10-slide case study mapping which retail payment markets are fully open, partially open, or protected — with definitions, regional breakdowns, and key takeaways.
€55+VAT – Instant Download
Buy NowIced Tea is a summer thought experiment series on payments.
Each episode starts with a bold fictional scenario, but reveals real tensions in the system.
No predictions. No trends.
Just one “what if?”
And a cascade of consequences.
From banning interchange to redefining public infrastructure, Iced Tea explores what happens when the status quo breaks and what new rules might emerge from the cracks.
Payments is messy. To make sense of it, I sort my work into four lenses:
how it works, what’s wrong with the story, who’s inside it, and what could be rebuilt.
Market in Motion — Cracks under pressure
How payment models actually run — and where they break.
Narrative Tension — Hype vs. reality
Where industry storytelling glosses over the real frictions.
Ground Floor — Voices from the trenches
First-hand stories from the people keeping the system alive (or barely holding it together).
Structural Shifts — When the floor gives way
Ideas that don’t just tweak the system — they challenge the foundations and rethink the architecture.
Tired of podcasts where people just hear themselves talk?
Not here.
Follow along — here it’s loud, sharp, and real.
This blog was born out of frustration with repetition, safe takes, and the idea that complexity must be either avoided or overexplained.
This isn’t your typical payment industry blog.
It’s a space where real questions are asked, unpopular ideas are explored, and new angles emerge, not for the sake of controversy, but to spark clarity and substance.
To make it easier to navigate, every post falls into one of four categories:
Market in Motion explores how payment models work.
Narrative Tension unpacks the stories we tell and why they don’t hold.
Ground Floor brings in voices from the field, from regulators to merchants.
Structural Shifts looks ahead at what could be rebuilt, redesigned, or reimagined.
This blog isn’t driven by sponsors or filtered by PR logic.
It exists to challenge how we talk about payments, who gets to speak, and what we accept as inevitable.
If you’re looking for a payment industry blog that doesn’t sound like everyone else’s, you’re in the right place.
Want to contribute, react, or support this work?
Start here →
